FILE AN ACCIDENT CLAIM

Upon the happening of an event giving rise to a claim, immediate written notice should be given to the Insurance Company with all particulars. Even in case of death unless reasonable cause is shown, the intimation should be given within one month. In case of permanent or partial disablement, written notice should be given within one calendar month. Proof relating to all the matters satisfying the Insurance Company shall be furnished of all matters upon which claim is based. Any medical or any other representative of the Company shall be allowed to examine the Insured person. Claim form has to be duly completed (as per specimen given) along with:

• Medical certificate.

• Medical examiner's report.

• Other relevant documents like X - rays, diagnostic reports, prescription along with bills and cash memos.

• Certificate from the employer to the effect that Insured person was on leave during the period and the category in which he falls.

• In case of death, post mortem report should accompany the claim form.

• Fitness certificate.

DEATH CLAIM

• Assignee under the policy should immediately notify the policy issuing office.

• Submit the claim form along with death certificate, post mortem report, police report and original policy.

INJURY CLAIM

• Notify the policy issuing office immediately.

• Submit police report if any.

• Submit claim form along with medical certificate certifying the disablement.

• In case medical expenses extension has been taken, then the prescription along with bills are to be submitted.